Fat Is Not The Enemy–You Can Eat Bacon And Still Lose Weight

Picture an unhealthy food in your mind. If you are like most people, you probably pictured a hamburger and fries or some other fatty meal. We have been programmed to fear fat. In many cases this is true–fast food IS bad for you. Unfortunately, those great tasting fries are terrible for your body–but do we really understand why? Some fat is bad, and some fat is actually very good for … Read more

Life Lessons, IRAs, And Nursing–My Start To FI

There I was on a slow (nurses never say this s-word out loud but it may be okay to type it) night shift scrolling aimlessly through my Facebook feed. Fortunately, the majority of my posts are from ChooseFI, but occasionally I happened to see a few other non-FI posts permeate my feed. Abruptly, a post caught my attention. This individual’s post was bragging about their job. Naturally, I perk up … Read more

HSA Study–How I Saved Thousands Switching To An HSA

I used to attend “Broke University” where most of my financial decisions were short-sighted, based on what I could afford today and ultimately resulted in a poorer me. I couldn’t see past what I needed right now. It was survival mode always and I often borrowed from Peter to pay Paul. There was no room for optimization or cost/benefit analysis in this lifestyle. I was stuck in the bottom level … Read more

How I Convinced My Spouse To Join The FI Journey (And You Can Too)

I have been on the FI train for a long time now and it seemed like my wife has just tolerated it. She has always been a good saver for short-term goals like travel or a home purchase. But she also had career aspirations and didn’t see the point of leaving work behind to pursue other endeavors. Lately, she has gotten much more interested in Financial Independence. Did I do … Read more

070 | Your Money Or Your Life | Vicki Robin

070 Vicki Robin wordpress

Author and FI pioneer Vicki Robin discusses the cultural development of over-consumption, how much is enough, and what else, besides good investments, contributes to successful financial independence? What you’ll hear in this exclusive with Vicki Robin: Vicki’s story began when she invested in long-term bonds at a young age, achieving modest financial independence very quickly Vicki and her partner, Joe Dominguez, hosted seminars about financial independence beginning in the 1980’s, … Read more

How We House Hacked Our Way To FI

It’s fine to celebrate success but it’s more important to heed the lessons of failure. – Bill Gates Long before we discovered this idea called Financial Independence, we knew that we had to do something above and beyond what we saw most people doing if we were going to get ahead. But up until our early 30’s the only recipe for success that we knew about was: Go to school and … Read more

069R | How to Start a Blog

069R Choose FI How to start a blog

How Michelle chooses her own lifestyle, the benefits of having your own blog and how to start one. Not a good time for a podcast? Check out the article, How To Start A Blog here. What you’ll hear on today’s show: Review of Monday’s episode How Michelle lives her lifestyle by choice Why it’s a great idea to start a blog The key when creating content Why now is the … Read more

Why Walking Is A Great Way To Get Fit

We all want to get fit. So much so that we make New Year’s resolutions, try crazy diets, and overpay for gym memberships we never use. Good news, there’s an easy way to get fit and it’s super simple–just walk more. One of the easiest and most enjoyable types of exercise is walking. Here’s why: Most of us can do it: Once you have checked with your physician, most people can … Read more

Lousy 403(b) Options Led Me To FI Via Real Estate

EarlierFI Lousy 403B

When something is bad, you have two choices: Try to make it better or go somewhere else. That was the case with my 403(b). I got wind of how bad it was here. When the moment came to make a change, I decided to opt for a completely different investment vehicle. The sale While selling their tax-deferred 403(b)’s, all financial advisors will tell you the premise is simple: Pay fewer taxes today … Read more