Planning For Healthcare In Early Retirement

Planning For Healthcare In Early Retirement

If there’s a fly in the early retirement ointment–other than accumulating the portfolio needed to make it happen–it’s planning for healthcare. While you’re an employee, you can take advantage of employer-sponsored health insurance. Since it’s a group plan, and usually subsidized by the employer, it’s less expensive than coverage you can buy on your own. But how do you plan for healthcare in early retirement? And that’s the problem. When … Read more

064 | Chautauqua | Oh The Places We Will Go

064 Chautauqua founders

Chautauqua organizers join us on a call to share what the Chautauqua event is about, the great community that attends, and plans for the future. On today’s show we cover: A call with 6 different Chautauqua organizers from around the world How Chautauqua got started The single coolest thing about the event The perspective from Carl’s first Chautauqua The structure behind the event Why people make lifelong friends The benefits … Read more

Vitamin FI–Cures All Your Financial Anxiety

Shortness of breath, chest pain, numbness or tingling, nausea and cramping. These aren’t just a list of symptoms on the latest drug infomercial. These are also the symptoms of logging into your online bank account. This is likely how you feel when that credit card statement arrives, or when you check the remaining balance on your student loan debt. So what do you do when financial anxiety hits? Check with … Read more

063R | Create Your Own Luck

063R Create your own luck (1)

A recap of Monday’s discussion with Scott Trench, how to create luck and find opportunities, and some of Brad’s life lessons dedicated to his daughters. On today’s show we cover: Discussion of Monday’s episode Why luck is an intersection of preparation and opportunity How Scott seized opportunities Why having a plan makes it easier to follow through The importance of having high expectations of life How the FI community is … Read more

When You Eat Matters

When You Eat Matters

You’ve probably heard a lot of conflicting advice out there about when you should eat. I’ve heard everything from eating five small meals a day to eating one large meal to fasting for days. The key is understanding how the body works, and using that information to your advantage. The good news is–this is fairly simple. Getting out of storage mode When you eat, your insulin levels rise. Certain foods … Read more

Pursuing FI From The Other Side Of The World

Holy crap. What the heck am I doing? I was having a slight freak out moment. Actually, it wasn’t slight, and my internal monologue was a little more colorful than “crap” and “heck”. It was August 28, 2008, and I just landed at Incheon International Airport. Looking out the window of the plane, I couldn’t understand any of the building signs. I was 26 and seemingly ruining my resume by … Read more

Why I Pursue Financial Independence

This probably makes me weird, but I was thinking about retiring before I ever got my first real full-time job. I went through college during the healthy economic times of the late 90s. Everything was great! Employers flocked to job fairs to hire young talent. Signing bonuses were commonplace. And a bachelor’s degree–oh yes–this was the ticket to landing a good paying job. As I neared graduation, the promise of … Read more

Why Living In A High Cost Of Living Area Isn’t A Bad Thing

I am from a high cost of living (HCOL) area and I see that as neither a roadblock nor a bad thing when chasing FI. In fact, it has several positive elements. A few reasons why I believe this to be true are: the higher earning potential the higher rents (keep reading for my explanation) and the local tax-payer funded services, entertainment, parks, and recreation programs. Now, I’ve never proven that … Read more

063 | Scott Trench | Set For Life

063 Scott Trench Set for Life

An interview with Scott Trench from Bigger Pockets on the creation of good luck, his background and journey to FI and using house hacks to reach wealth. On today’s show we cover: Interview with Scott Trench from Bigger Pockets His book: Set For Life Scott’s background How he discovered the concepts of personal finance Why he wanted to bridge the gap between real estate and personal finance The tons of … Read more

062R | Change the World

062R Change the world when you Choose FI

We review Monday’s episode with Travis on the Playing with FIRE documentary, a voicemail about the new tax law and a discussion about tracking business expenses. On today’s show we cover: Documentary Playing with FIRE Some great ways to practice gratitude with children How film is a great way to market an idea How the community of FI can change the world Review of Monday’s episode with Travis How Scott … Read more