Are You Maxing Out Your 401(k)? Don’t Miss Out On The Employer Match!

Don't Miss Out On The Employer Match!

One very easy way to put an extra few percent toward your savings rate is earning a retirement savings match at your employer. Every additional percent of your income and your employer’s match that you put away puts you a few months–or maybe even years–closer to Financial Independence. To get the most out of your 401(K), it’s super important that you’re aware of what options are available to you and … Read more

How To Get Books For Free (Or Crazy Cheap)

How To Get Books For Free (Or Crazy Cheap)

If you’re an avid reader or want to instill a love of literacy in your children, new books can be mighty pricey. While most of us bibliophiles love the exciting allure of a well-organized bookstore, most of us do not love the price of a brand new hardcover! If this is you–read on to see how you can get books for free, or crazy cheap! The Library This one is … Read more

Should You Pay Off Your Mortgage Or Invest?

Should You Pay Off Your Mortgage Or Invest?

When it comes to optimizing your money, one hotly debated topic is whether you should use your available income to pay off your mortgage faster or invest the money for the greatest return. The future is unknown, but there are emotional and logical arguments to be made for investing or paying off the mortgage first. Planning for financial independence means you consider even more factors to find the right answers … Read more

085 | From Passion to Profit | M.K. Williams

085 | From Passion to Profit | M.K. Williams

Science-fiction author M.K. Williams talks about her journey toward financial independence, the decisions she’s made along the way, and self-publishing her first three novels. How did Mary Kate and her husband get started on their path to financial independence? What adjustments did they make while sticking close to the Early Retirement Extreme plan, and why did they choose to make those decisions? How did MK’s house hack work? What did … Read more

084R | Mindset of FI

084R The Mindset of FI

The essential steps to a FI mindset, travel rewards updates from Brad, voicemails from the community, and highlights from Monday’s episode with Jillian from Montana Money Matters. Brad’s 15-year-old Honda might breakdown soon. How much should he be willing to spend on repairs? How much does depreciation impact specific cars, and how much should that weigh into Brad’s decision? Review of Monday’s episode with Jillian from Montana Money Matters. Discipline … Read more

Is It Ever Too Late to Start My FI Journey?

Is It Ever Too Late to Start My FI Journey

The most popular financial independence (FI) stories on the internet these days seem to be the ones where people latch on to the idea of FI early in their high earning career, save a massive percentage of their income and retire in their 30s. All while traveling the world. Unfortunately, many people have never heard of the FI movement and even if they are aware of it, many didn’t find … Read more

Life After Dave Ramsey–Baby Steps 8-10

Life after Dave Ramsey

Nearly everyone on this site has heard of Dave Ramsey and his Financial Peace University. He’s changed a lot of lives! And helped people get out from under piles of debt. Of course that’s all well and good, but what happens after you’ve completed all of Ramsey’s seven Baby Steps? What happens when you’re debt-free? How do you maintain financial freedom? I’ll answer these questions and more today! This piece … Read more

Why A Side Hustle Is FI’s Secret Weapon

Why A Side Hustle Is FI’s Secret Weapon

There is magic in the side hustle. If you’re on the path to FI like most of us are, and you’re not already making six figures with three rental properties already under your belt, side hustling can be a lever to FI you’ll want to pull. Honestly, there’s only so much you can do to cut costs, even with awesome ways to cut recurring expenses like house hacking and going … Read more

084 | Montana Money Adventures

084 Montana Money Adventures Jillian Johnsrud financial independence

Jillian, from Montana Money Adventures, talks about simplifying her life while raising five children, valuing grit and resilience, taking risk, and the value of financial independence. What you’ll hear in today’s show: What does Jillian mean by “big family minimalism”, and why did she consider it a survival tool? How did Jillian decide to adopt several children? What role do grit resilience play in her story, and how does that … Read more

Best Financial Independence Books

Best Financial Independence Books

These days, so many of us get the bulk of our worldview from snippets we read online. We’re more informed than ever, but often lacking in the depth of perspective that comes with long-form writing. That is unless you’re an avid reader of books. Sometimes you need a good book to truly understand a philosophy, idea, or method. When an author has the space to express their ideas fully, you … Read more