Love Your Life And Career On The Path To FI

I think it’s no secret that many people in the FIRE (Financial Independence Retire Early) movement have a hankering to quit their 9-5 job. However, there are some of us who want the choices that Financial Independence (FI) will bring but don’t necessarily plan on the RE part. I fall in this latter camp. Whatever your flavor, make sure to love the journey. Life is too short to be miserable … Read more

Safety Tips For Traveling With Airbnb

Twenty years ago, if you wanted to cut your lodging costs to see the world, you had two choices–hotels or hostels. Now, with the popularity of Airbnb for affordable and alternative experiences, we have more choices to curate our travel experiences to our budget and our expectations. Much like online dating, staying in a stranger’s house has become far less taboo than it once was. Additionally, it also opens up … Read more

ChooseFI’s Favorite Tips To Make Your Appliances Last Longer

Appliance replacement is something most people have had to deal with at some point in their lives. Sadly, it seems like many appliances built today use the concept of planned obsolescence to require us to buy another appliance in just a few years because it no longer works like it did when it was new. While we can’t force appliance makers to build better quality appliances, we can make sure … Read more

Talent Stacking To Fast-Track FI

The concept of “talent stacking” was originally coined by the creator of the Dilbert comics, Scott Adams, who touted the value of taking a set of connected (or even some unconnected, but relevant), ordinary talents and combining them to create one extraordinary person. An example of a talent stacker would be an insurance broker with a podcast and a knack for public speaking, or a school teacher who knows how … Read more

089 | Retail Path To FI With College Investor

089 retail path to fi with college investor

Robert, from The College Investor, talks about his lucrative job as a Target store manager, building his blog into a highly profitable side hustle, his relationship with frugality, and the keys to success in a retail interview. What you’ll hear discussed on today’s show How did Robert end up where he is now – side hustler for life, and founder of The College Investor blog. What was Robert’s original business? … Read more

088R | What Have You Built?

Which cities are the best for pursuing financial independence, how to hack your career, ideas for building a side hustle and how to assess the return on your college investment. Jonathan is considering decluttering his gym. How can you motivate yourself to get fitter? What is the return on your college investment? Are there specific courses of study that are more valuable than others? Programming is a growing field that … Read more

How Substantially Equal Periodic Payments (SEPP) Can Help Your Early Retirement

Maybe you’ve heard of substantially equal periodic payments, sometimes referred to as SEPP, or maybe more commonly “72(t)” or “72(t) distributions”. Most people probably haven’t, or if they have they have only a vague idea what they are about. It’s something of a complicated topic, but rest assured it can help your early retirement plans in different circumstances. There are two fundamental dilemmas facing just about anyone who wants to … Read more

How To Be A FI Minimalist (Without Being A Minimalist)

How To Be A FI Minimalist feat

Brad and Jonathan discussed the “aspiring minimalist” versus the “reluctant frugalist” on episode 29 of the ChooseFI podcast. If minimalism struck your curiosity and you’d like to dive head first into minimalism, or simply dip your toes in the water–this article is for you. Being a minimalist, traditionally, has been about paring down your collection of stuff to the absolute essentials–sometimes, to a fault. Everything in your possession is being … Read more

How Do Rising Interest Rates Affect Your Path To Financial Independence?

There’s a lot to be thankful for in today’s economy. With the Dow at 25,000,  the stock market is near historical highs. Housing prices have recovered from the Great Recession and are setting new records. And unemployment is so low that there are more job openings than people looking for work for the first time in 20 years of data collection. But, with the economy humming along like it is, … Read more

ChooseFI’s Favorite Tips To Keep Your Water Bill Low

Reaching financial independence takes a lot of work, so why make it harder on you than it needs to be? By reducing your expenses, like your water bill, you can reduce the amount you need to save to reach financial independence by 25 times your annual savings if you use the 4% rule. Of course, you’ll have to continue saving money on your water bill from now until forever to … Read more