The Best New FI-Friendly Financial Books Of 2019

The Best New FI-Friendly Financial Books Of 2019

There are a few books out there that are foundational staples of the FI community–namely JL Collin’s and Vicki Robbin’s , just to name two. Most of us read through these favorites every so often. But occasionally, we want some new perspectives on personal finance topics to help us optimize our lives just a little bit more, or spark new ideas to get us excited about our path all over again. … Read more

Should You Pay An Annual Fee On A Credit Card?

Should You Pay An Annual Fee On A Credit Card?

Travel credit cards are a no-brainer the first year. Who could resist the swan song of a sign-up bonus that is worth $500 or more? But what happens after the first year and the annual fee needs to be paid? There are a lot of considerations that go into deciding whether or not you want to pay that annual fee. Here’s some tips to weigh the benefits–or not–in renewing your … Read more

A Prison Cell, A Lost Decade, And Recovering My Life

A Prison Cell, A Lost Decade, And Recovering My Life

I was released from prison after ten years of incarceration in 2012. I walked into prison as a 21-year-old-kid who had made a mistake with drugs. Ten years later, I was a 31-year-old man who felt like ten years had disappeared in a blink of an eye as I walked out into the prison parking lot to see my family again. (This photo was taken of me on the morning … Read more

Millennial FIRE Bloggers To Check Out In 2019

Millennial FIRE Bloggers To Check Out In 2019

“Millennial” is a seemingly dubious title, with the media blaming this age group as ruining just about everything from the wedding to the paper napkin industry–but we’re pretty stoked to find Millennials who are using the disruptor reputation to fuel their FIRE dreams. The term “Millennial” refers to anyone born between 1981 and 1996–which is a huge age range and can encompass a lot of different people! Of course, as the … Read more

Health Flexible Spending Accounts: When You Can Use Your FSA Money

Health flexible spending accounts (FSA) allow you to pay for out of pocket health care costs with pretax dollars. An FSA is typically a bank account that offers a debit card or checks you can use to make purchases or reimburse yourself for qualified costs. Unfortunately, this benefit has to be offered by your employer in order to use it. The Benefit Of An FSA In 2018, you could contribute … Read more

Frugal Valentine’s Day Ideas For 2019

Frugal Valentine's Day Ideas

Valentine’s Day. You either love it or you hate it. If you’re FI-minded, veering away from mindless and compulsory consumption can lead to creativity and personalizing an expression of your affection. Thus, making Valentine’s both special and FI-friendly. Get Creative, Not Consumerist Are there things the two of you haven’t done since you first started dating? Perhaps a special memory could be replicated. Or maybe it’s getting out and doing … Read more

Vanguard Vs. Fidelity–Which Company Is The Right Choice For You?

Vanguard Vs. Fidelity

Vanguard and Fidelity are the two of the largest, and most well-known investment management companies around. But why choose one over the other? That’s exactly what I’ll be talking about today. Let’s get started. What is Vanguard? Vanguard is an investment management company that offers low-cost mutual funds and ETFs. John Bogel–the founder of Vanguard and mutual funds themselves, wanted Vanguard to be a client-owned company (which it is) in … Read more

When Tragedy Changes Your Plans: Felisa’s Story

When Tragedy Changes Your Plans: Felisa's Story

Felisa had been divorced for five years. She and her ex-husband were on good terms and split custody of their 12 and 15-year-olds, alternating weeks. Her dream was to travel the world during the weeks she wasn’t responsible for her children. Her FI number was calculated based on what worked in her given present scenario. As an executive for a non-profit, there were always pressures to do more with less; the … Read more

How To Find Free Things To Do In Your City

When thinking of things to do, we tend to dream of far-off destinations or go to places that require us to pull out our wallets. It doesn’t have to be that way. There are awesome places to explore in your own backyard and free things to do in your community. You just need to know where to look. Here are some great resources that you can use to find something … Read more

How To Sell Unwanted Gift Cards

How To Sell Unwanted Gift Cards

Gift cards are a great way to give a practical gift! They are a bit more personal than cash, but they also run the risk of not being useful whatsoever. Most of us have a few gift cards sitting around that we know we aren’t going to use and have simply ended up in junk drawers to languish, unused. According to MarketWatch, we spend over $130 billion on gift cards … Read more