77R | Side Hustle Coaching Series Part 2 | Alan & Tallis

077R Side Hustle Coaching

An second part to the conversation between ChooseFi community member Tallis, who teaches dance classes in retirement facilities, and Pop-Up Business School founder Alan Donegan, to help get Tallis’ side hustle off the ground. Precursors to this episode: Episode 30 and Episode 56. Tallis gives an update on her side hustle to-do list. Client feedback: the questions you ask impact the results you’ll get. What is the best way to … Read more

How And Why To Set Up A Roth IRA Conversion Ladder

How And Why To Set Up A Roth IRA Conversion Ladder

A lot of people would love nothing better than to be able to retire early. But saving for it, and actually doing it, are two entirely different endeavors. The basic problem is the way most people save, and that’s through tax-sheltered retirement plans. But that creates an early retirement dilemma: if most of your money is sitting in retirement plans, you won’t be able to access them early without incurring … Read more

How A Beginner Went To Paris Using Travel Rewards

How A Beginner Went To Paris Using Travel Rewards

This article was written by a member of our Facebook group, Shannyn Allan. Here’s her story of how she used travel rewards take a dream trip to Paris. The ChooseFI community is a vibrant space that’s full of really smart people who are thinking about their goals differently than most of the mainstream. When I discovered this community, I was inspired by the general attitude that you can approach any … Read more

077 | Travel Rewards | Marla Taner

077-Travel Rewards

Experienced travel hacker and world traveler Marla Taner shares story of reaching financial independence, and her best tips for getting to Hawaii, Costa Rica and the Caribbean with minimal expenses, using credit cards points and air miles. What you’ll get in this episode: How Brad and Jonathan come to know Marla What does it mean for Marla to be 3rd generation FI? What lessons did she learn from her parents … Read more

076R | Race or Journey

076R Race or Journey?

Brad and Jonathan brainstorm ways to implement local adventure into their own lives and the lives of the ChooseFI community, chat about high school reunions and local libraries, and offer a few clarifications about 401k contributions. Jonathan’s 26-year-old sister just hit an 85% savings rate. Living at home can be super helpful to the recent college graduate, or young person entering the workforce. Getting to $100k net worth is the … Read more

How Stopping Drinking Will Make Me $500,000 Richer

How Stopping Drinking Will Make Me $500,000 Richer

At the beginning of my FI journey, I basically reviewed each element of my life. I sorted these elements into two distinct buckets–things that added value to my life and things that didn’t. The things that added value to my life were things such as family, friends, health, exercise and financial security. The things that didn’t add value to my life were things such as excess spending, trying to keep … Read more

Get The BEST Price On Life Insurance With Policygenius

Get The Best Price On Life Insurance with Policygenius

One of the things that you’ll hear us talk about is the simplification and optimization of each line item in your budget. I have very optimistic outlook on life, but I still plan for different possibilities and I want to assure my family is safe even if something goes wrong. A critical piece of that planning–especially if you have people who depend on your income–is term life insurance. And if … Read more

Why You Should Never Buy A New Car

Why You Should Never Buy A New Car

This article was written by Jon, a member of the ChooseFI community, in response to the podcast episode 29R. Episode 29R: The Reluctant Frugalist vs. the Aspiring Minimalist deals with a host of issues. But, the one I’ll discuss today is the age old question: Which will save me the most money, buying a new or used car? I can understand the fear and frustration of having a car that … Read more