Maxed Out Your Roth IRA, 401(k), and HSA? Do This

Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and reach Financial Independence faster—beyond the basics. We bre...

Cody Garrett, CFP® · Jun 8, 2025 · 1 min read

Read Article

Blog

Articles, recipes, and reviews on financial independence.

What’s the Right Way to Calculate Net Worth?

Article

Tax Strategies

Should You Hold Bonds in Taxable or Tax-Deferred Accounts?

Cody Garrett, CFP® · Jun 1, 2025 · 1 min read

Article

The Value Matrix: A Case Study in Spending Alignment

· 1 min read

$Income Limit for Roth IRA — {{ current_year }} Thresholds, Phase-Outs, and the Backdoor Strategy Every FI Seeker Needs$

Article

Income Limit for Roth IRA — 2026 Thresholds, Phase-Outs, and the Backdoor Strategy Every FI Seeker Needs

Jul 16, 2026 · 1 min read

Article

Trump Accounts Are Here: A Head Start on FI for Your Kids

Jul 14, 2026 · 1 min read

Explore by Topic

My Top Two Instant Pot Soup Recipes For Fall

Spending Smarter

The RAP Plan Is Here: What It Means for Your FI Timeline

The Revised Annual Payment (RAP) plan launched July 1 and replaces SAVE. But switching without understanding the rules could add 10 years to your FI t...

Jonathan Mendonsa · Jul 13, 2026 · 1 min read

How to Track Expenses: The Complete Guide to Knowing Where Every Dollar Goes

Article

Financial Independence

How to Track Expenses: The Complete Guide to Knowing Where Every Dollar Goes

Track every dollar in 30 days. Compare four methods side by side, find the best tools, and see what 471 ChooseFI community members discovered when the...

Jonathan Mendonsa · Jul 9, 2026 · 1 min read

Coast FIRE: The Complete Guide to Financial Freedom Without Saving Another Dollar

Article

Financial Independence

Coast FIRE: The Complete Guide to Financial Freedom Without Saving Another Dollar

Coast FIRE means your existing investments will compound to your retirement number without saving another dollar. Learn the exact formula, calculate y...

Jonathan Mendonsa · Jul 8, 2026 · 1 min read