The Ultimate Guide To College Hacking

The Ultimate Guide To College Hacking

According to the most recent statistics, the average Bachelor’s degree recipient will leave college with nearly $30,000 in student debt. But that figure doesn’t include parent debt. Among parents who borrowed to help pay for their child’s education, the average debt load was over $37,000. And that’s per Bachelor’s degree graduate, so parents with multiple college-attending kids could end up with much higher debt loads. Taking the road less traveled … Read more

078R | College Hacking Toolbox

078R _ College Hacking Toolbox

Discussion of Episode 78 with Travis Hornsby and the positive feedback we received Jonathan has become a “rockstar” at selling things on Craigslist Tips from Jonathan on how to earn more money selling on Craigslist, including how to write a better product description Brad also decluttered his life by selling his old home and now has to determine how to spend the money that was just deposited into his bank … Read more

Hacking College With Zero Debt

College Hacking

A recent opinion-piece in the New York Times caught my eye. The column was applauding a college cost calculator published by several top-ranked private universities. I gave it a shot and liked the calculator well enough. It was simple, needing only 7 sets of information, required no personal information, and gave enough information to be useful. Here’s the link if you want to check it out. While several universities participated … Read more

The Ins And Outs Of DSST Exams: How To Test Out Of College Courses

The Ins And Outs Of DSST Exams: How To Test Out Of College Courses

According to a 2019 report on college trends by CollegeBoard, the average annual tuition cost in 2019-2020 for public in-state universities was $10,440. And the average tuition for private universities was a whopping $36,880 per year. So in order to get a four-year degree, your total cost of education will land somewhere between $41,000 to $147,000. But what if you could earn some of your necessary college credits before you … Read more

529 College Savings Plan: What You Need to Know

529 College Savings Plan: What You Need to Know

If you’re looking for an efficient account to save for you or your child’s college education, it’s hard to beat a 529 college savings plan. These plans offer unique tax advantages and they’re more flexible than other college savings tools. But while a good portion of the general public understands how retirement accounts work, the average person may have little experience or familiarity with 529 college savings plans. How do … Read more

What Is House Hacking?

What Is House Hacking?

House hacking. You’ve heard about it, and people in the ChooseFI community gush over how awesome it is. So, what the heck is house hacking and how can you do it? House hacking is a term used by both real estate investors and the Choose FI community pretty regularly. More Than One Way To House Hack House hacking has also expanded beyond the traditional “multi-unit” definition to encompass any creative … Read more

154 | Hacking The FAFSA | Brian Eufinger And Seonwoo Lee

154 | Hacking The FAFSA | Brian Eufinger And Seonwoo Lee

Graduating from college debt-free can accelerate the path to FI dramatically. Brian Eufinger and Seonwoo Lee share their best tips on hacking the FAFSA on today’s episode. Hacking The FAFSA The FAFSA, Free Application for Federal Student Aid, helps colleges determine how much student aid your student will receive. Understanding how the FAFSA works could save your child thousands with preparation. It’s about knowing the rules. Right, there are very … Read more

FI After College: Best Money Moves After Graduation

FI After College: Best Money Moves After Graduation

Pursuing FI is well and good if you have an established job that pays you well. But what about those fresh out of college? I know when I graduated, I barely had enough in the bank to put a downpayment on an apartment, let alone start pursuing Financial Independence. What should a person do with their money after graduation? It may not seem possible, but even recent college grads can … Read more

138 | How To Get Paid To Go To College With Anthony Gary

138 | How To Get Paid To Go To College

Anthony talks about the strategy he used to go to college for profit in his senior year. The strategies he outlines could be used as early as freshman year to make college a profitable experience. High School In high school, Anthony had a relatively high GPA and solid standardized test scores but no means to pay for college. As a self-proclaimed “know-nothing” high schooler, Anthony headed into college relatively blind … Read more

Career Hacking: Speed Up Your Path To FI

Career Hacking: Speed Up Your Path To FI

The traditional approach to building a career is a passive one. After college or vocational training, most people never pick up a book again. Some simply clock their time from 9-5 year over year, keeping pace with inflation without much thought. Most workers hope to earn a 2-3% yearly raise, and many don’t take advantage of other employer benefits available to hack their savings and aggressively grow their earnings. Although … Read more