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Travel Rewards | End of Year Planning
Podcast

Ep. 104R Travel Rewards | End of Year Planning

End-of-year planning strategies for maximizing travel rewards and credit card optimization before annual resets.

Jonathan Mendonsa, Brad Barrett · · 87,604 plays
1h 1m 5s

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may earn compensation from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.

Billfixer.com claims they've saved customers over $3 million on monthly bills — but is outsourcing your bill negotiations actually worth the 50% cut they take from your first-year savings? This episode explores bill negotiation services alongside broader financial independence strategies, from reassessing what really matters in life to maximizing travel rewards.

Key Topics

Bill Negotiation Services
The hosts discuss their experience with billfixer.com for negotiating lower rates on recurring bills.

  • Consider using a bill negotiation service to reduce monthly costs.

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ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may receive a commission from card issuers.

Financial Mindset and Regrets
Reflecting on personal regrets can clarify values and priorities, leading to more informed financial choices.

  • Reflect on personal values and life goals using past regrets as guidance.
  • "Nobody is at their deathbed thinking, I wish I had bought more stuff."

Growth Mindset
Recognizing that everyone has to start from somewhere helps overcome limiting beliefs about capabilities.

  • "You have to be bad at something before you can be good at it."
  • "Fear is essential to growth and can motivate you to move towards more meaning and purpose."

Maximizing Travel Rewards
Strategic recommendations on maximizing the Southwest Airlines companion pass.

Inside FI Weekly
Here's what 87,000+ subscribers get every Tuesday
Community Win

"My 1% win was getting a paid off Apple Watch by tracking my workout and sleep with the UHC rewards through the insurance at work and getting a $100+ gift card w..." — Kelly

From The Cheeseburger Doesn't Taste Better
concept

The Tuesday Project: The goal isn't to optimize for extraordinary vacations or retirement someday. It's to build a life where an ordinary Tuesday is one you genuinely enjoy.

Free every Tuesday • Unsubscribe anytime

  • The companion pass allows you to bring a friend for free on all Southwest flights for a year after earning it by accruing 110,000 points.
  • Leverage sign-up bonuses by strategically meeting spending thresholds and utilizing points effectively.
  • "Use your travel rewards points strategically for maximum benefit."

Community Connection
Marla discusses a group trip to Tempe, highlighting how engaging in community and shared experiences enhances the pursuit of financial independence.

Resources

  • Mindset by Carol Dweck

How Fast Could You Reach FI?

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Savings Rate → Years to FI

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