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The Trades Path To FI – Captain DIY
Earning More
Ep. 103 · · 54m 54s

The Trades Path To FI – Captain DIY

Captain DIY explains earning $70+ hourly in trades and leveraging networking for consistent job referrals and income growth.

Hosted by Brad Barrett & Jonathan Mendonsa
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Most financial independence surveys don't show electricians, plumbers, or carpenters — yet these tradespeople can earn $70+ per hour without student debt. This is the FI path hiding in plain sight.

Tinian Crawford (Captain DIY) walks through the trades route to financial independence: how the apprenticeship process actually works, why networking with other tradespeople multiplies your income, and how to balance a day job with side gigs. The conversation covers starting pay versus long-term earning potential, the lack of financial literacy in the trades, and the flexibility that makes this career path particularly suited to FI.

Chapters

  • Introduction
  • The Value of Trades in FI
  • Tinian's Story
  • The Apprenticeship Process
  • Building a Network
  • The Hot Seat
  • Conclusion

Key Topics

  • Why trades are underrepresented in FI communities
    Despite high earning potential, trades professions rarely appear in financial independence surveys alongside doctors, engineers, and lawyers.

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Tinian's career shift
His path from graphic design to trades, and how labor experience reshaped his career trajectory.

  • Becoming licensed
    The apprenticeship process, including pathways to licensure and balancing school with work.

  • Financial literacy gap
    The lack of financial education among tradespeople and strategies to close it.

  • Networking effects
    How connecting with other tradespeople creates job opportunities and collaborative work.

  • Day jobs plus side work
    Managing full-time employment while pursuing side gigs to maximize income and flexibility.

  • Notable Quotes

    • "Starting pay in trades may be low, but income increases significantly over time."
    • "Tradespeople can earn a minimum of $70 an hour or more, depending on their skill level and demand."
    • "The more trades that I network with, the more jobs I get through them."

    Resources

    • The Simple Path to Wealth
    • Mad Scientist Podcast
    • Tinian Crawford (Captain DIY): diy2fi.com, Twitter @DIYCaptain

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    • Hindsight Bias: The tendency to see events as having been predictable after they have already occurred.
    • Apprenticeship: A method of training in which a novice learns a trade from an experienced worker.
    • Trades: Careers that involve skilled labor, often requiring specialized training and physical work.
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