084 Montana Money Adventures Jillian Johnsrud financial independence

084 | Montana Money Adventures

Jillian, from Montana Money Adventures, talks about simplifying her life while raising five children, valuing grit and resilience, taking risk, and the value of financial independence.

What you'll hear in today's show:

  • What does Jillian mean by “big family minimalism”, and why did she consider it a survival tool?
  • How did Jillian decide to adopt several children?
  • What role do grit resilience play in her story, and how does that play out in her life?
  • How does Jillian manage the chaos that she invited into her live?
  • What is a “Quit List”?
  • What is the process for deciding what things to quit?
  • How does Jillian pursue minimalism with children?
  • What does life minimalism look like to Jillian?
  • How much involvement do Jillian’s children have in the decision-making process?
  • What does the ideal day look like to Jillian’s family?
  • How does good conversation become a part of Jillian’s life?
  • What did Jillian’s combined income look like during their journey toward financial independence?
  • What was Jillian’s “flash point”?
  • How did her childhood experiences impact the way she approached life and finances as a young adult?
  • What are the highlights of Jillian’s journey toward financial independence?
  • How did Jillian and her husband get to the point of purchasing a house with cash?
  • What did friends and family think of Jillian’s $50k home purchase?
  • How does Jillian teach people to lean into discomfort and own their choices?
  • What does Jillian think about a culture that values comfort and safety?
  • How many things can go wrong before someone will walk away from a pursuit?
  • When did Jillian start to plan her life?
  • Best way to connect with Jillian: email list.
  • How is Jillian learning to be more generous?

Listen to Brad and Jonathan's thoughts about this episode here.


Montana Money Adventures

Big Family Minimalism

Sportive Cyclist

Essentialism: The Disciplined Pursuit of Less Price: Essentialism: The Disciplined Pursuit of Less Full Disclosure: We earn a commission if you click this link at no additional cost to you. Last Updated: 09/26/2020

The One Thing, by Gary Keller


Montana Money Adventures

Your Financial Resilience Toolkit

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8 thoughts on “084 | Montana Money Adventures”

  1. This was a great interview. I love that you have a family and are FI and minimalist life style. Very inspiring to me as I am trying to live the minimalist life style with my family of 6.

  2. This was a great episode. I’d love to hear from more folks who come from backgrounds with lower incomes like Jillian.

  3. This is my favorite interview.
    At first I thought it wouldn’t really apply to me that much, however I decided to listen anyhow.
    So grateful that I did! What a treasure! This was very interesting and inspiring.
    Thanks so much for sharing with us!

  4. Wow! My favorite interview ever! Jillian’s struggles resonated with me. As a widow trying to raise 2 kids on my own and achieve financial independence, I too, would love to hear more from low-income families and single parent families that do not have the luxury of a stay-at-home parent.

  5. This was a wonderful episode- thank you! It was the first time I’ve heard someone’s story in the fi community that was so close to my own-
    – moved out on my own in high school
    – went to college
    – medical debt

    Comparable income level

    It was hopeful helpful and refreshing!

  6. Jillian is one of my favorites in the FI realm. Like me, she isn’t a software engineer and never earned more than I believe $50k per year. She proved that FI works at many income levels and I am out to do the same. My contention is that bicycles are a great tool to build toward FI — you save so much money in gas, exercise and reduced travel radius. It’s harder to just pop on over to the store on a bicycle, so it forces one to be more intentional.

  7. I’m nearly done listening to this episode, but felt compelled to comment. I was moved to tears when Jillian shared her story of loss. “We can’t waste good…We get to keep all of the good things even if the ending isn’t the one that we hoped for.”

    It stayed with me and will be with me for a while. It shook me. How often do we stop ourselves from trying something new for fear that it won’t be perfect? I’ve fallen prey to that ridiculous notion. I found this interview encouraging.

    Thank you for bringing her on!

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