078R | College Hacking Toolbox

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078R _ College Hacking Toolbox
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Chase Sapphire Preferred Card​

ChooseFI’s top pick for travel rewards! The Chase Sapphire Preferred Card has a 60,000 point sign-up bonus (after spending $4,000 in the first 3 months). The points are ultra-flexible and transfer to 13 airlines and hotels. $95 annual fee.

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ChooseFI Favorite: top rewards card for beginners

Chase Sapphire Preferred Card​

ChooseFI’s top pick for travel rewards! The Chase Sapphire Preferred Card has a 60,000 point sign-up bonus (after spending $4,000 in the first 3 months). The points are ultra-flexible and transfer to 13 airlines and hotels. $95 annual fee.

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Compare This Card With Other Rewards Credit Cards

Podcast: Play in new window | Download (Duration: 59:50 — 41.8MB) | Embed

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  • Discussion of Episode 78 with Travis Hornsby and the positive feedback we received
  • Jonathan has become a “rockstar” at selling things on Craigslist
  • Tips from Jonathan on how to earn more money selling on Craigslist, including how to write a better product description
  • Brad also decluttered his life by selling his old home and now has to determine how to spend the money that was just deposited into his bank account
  • The FI calculation behind Brad paying off the mortgage on the property he had in North Carolina
  • 2nd Generation FIRE and how Brad and Laura took their girls to the bank to deposit cash and then moved it to Vanguard to buy more Total Stock Market Index Fund shares
  • The amazing ownership Travis took over his path to college and the desperation he showed in getting a full merit scholarship
  • Discussion of how Brad and Jonathan would explain college savings strategies to friends and family based on the information they’ve picked up in past episodes of ChooseFI
  • Tips on going to a community college and having credits transfer to a four-year university
  • Taking action by going after scholarships large and small
  • Discussion of student loans and options to repay including Jonathan’s personal example
  • Orthodontist Mike Meru and how his $1,000,000+ of student loan debt has been in the news lately
  • Case student on student loan repayment and the response from Travis
  • Thoughts and feedback from our ChooseFI community plus milestones
  • The Digital Dialogue Brad and Jonathan did with NBC12 in Richmond

 

Additional Links:

College Confidential

The College Investor

Article on Dr. Meru at the Student Loan Planner

Big Small Choices

 

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Jonathan

Jonathan

Jonathan Mendonsa is the co-founder of the ChooseFI podcast. ChooseFI started in early 2017 out of Jonathan's living room with co-founder Brad Barrett; since then ChooseFI has been downloaded millions of times in over 190 countries and spawned hundreds of ChooseFI local groups with ‘in real life’ meetups in 20+ countries across the globe. ChooseFI blends personal finance, entrepreneurship and personal development as a life optimization strategy that focuses on intentionality, freedom, community and ultimately happiness. Jonathan has a PharmD Degree from VCU and started his career as a pharmacist with $168,000 in student loans. He aggressively paid off the loans in 4.5 years and using the tenets of Financial Independence to cut his life expenses significantly, coupled with his business startup, he left his corporate job to focus on full-time entrepreneurship 9 months after starting the podcast.
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4 thoughts on “078R | College Hacking Toolbox”

  2. Brad,

    I believe it was this episode where you discussed your daughter having close to $10k in VTI at Vanguard, that is awesome. I have a son that is 8 years old and I think with would be an amazing learning opportunity, as well as, set him on an early path to FI if he so chooses. To accomplish this did you open a UTMA account at both the bank and Vanguard to be able to achieve this?

    Appreciate the guidance,

    Michael

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