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046R | Selectively Hardcore

In today’s podcast we discuss our takeaways from Episode 46 with Ms. ONL from Our Next Life plus community feedback and voicemails and a discussion of travel rewards.

Podcast Episode Summary

  • A recap of Episode 46 with Tanja from Our Next Life
  • Brad and Jonathan are on their way to Fincon – the annual financial bloggers conference
  • Jonathan’s upcoming trip to South Africa with his family using travel rewards points
  • Tanja’s reveal of her identity after being anonymous for the entirety of the blog’s life
  • What do you want out of life and how are you going to approach that question in the leadup to FI?
  • The ‘internet retirement police’ and people making money in early retirement
  • ‘We are some of the luckiest people in human history’ as Tanja described
  • The safety Mr. and Mrs. ONL have built into their FI plan
  • The different stories and plans our various guests have and how there is no ‘one size fits all’ plan for Financial Independence
  • How they are selectively hardcore about certain things like their heating bill
  • Corrections and feedback from episodes 43 and 43R
  • Updates on Mega Backdoor Roth options including feedback from William
  • Brad’s feedback on Keith from The Wealthy Accountant’s thoughts on the Mega Backdoor Roth and the Roth IRA conversion ladder going away
  • Discussion of Roth versus traditional IRA and marginal tax brackets plus info on the Earned Income Tax Credit
  • Email from Giselle from our ChooseFI community and her question about spending now versus the future and frugality versus enjoyment
  • Brad and Jonathan’s response to Giselle about how we view the path to FI as a positive and gives us more control over our lives
  • Giselle’s question about using travel rewards points for a 2 week trip to Europe and when to get started and how to avoid issues with mileage expiration
  • Voicemail from community member Joel listing all the incredible changes he has made since finding the ChooseFI podcast
  • Itunes review and book giveaway

Links from the show:

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