036 | Community, Chatauqua & AMA with JL Collins

036 | Community, Chatauqua & AMA with JL Collins

In today’s podcast with Jim Collins from The Simple Path to Wealth and JL Collins NH, we discuss the Chautauquas, in-person events plus an ‘Ask Me Anything’ series of questions from our ChooseFI community. In Today’s Podcast we cover: Part 3 with JL Collins from JLCollinsNH, the Simple Path to Wealth and Stock Series fame Jim’s discussion of Alan from PopUp Business School and how the UK Chautauqua came to … Read more

035R | The 4% Rule | Friday Roundup

035R | The 4% Rule | Friday Roundup

In today’s podcast we discuss our takeaways from Episode 35 with Big Ern from Early Retirement Now, plus paying off mortgages and student loans early and frugal wins of the week from the community. In Today’s Podcast we cover: The Friday Roundup after Episode 35 with Big Ern from Early Retirement Now This episode was long awaited, but was necessary to wait for until we provided the background of FI … Read more

035 | Sequence of Return Risk | Early Retirement Now

035 | Sequence of Return Risk | Early Retirement Now

In today’s conversation with Big Ern from Early Retirement Now we discuss safe withdrawal rates, sequence of returns risk and much more. In Today’s Podcast we cover: A wide ranging discussion with Big ERN from Early Retirement Now on sequence of return risk and safe withdrawal rates This is Big Ern’s first podcast! And a thank you to him for helping with Paul’s case study Ern’s thoughts on social security … Read more

034R | What’s Your Risk Tolerance | The Friday Roundup

034R | What’s Your Risk Tolerance | The Friday Roundup

In today’s podcast we discuss our thoughts on Part 2 of the Stock Series conversation with JL Collins, risk tolerance, doomsday scenarios and rebalancing. In Today’s Podcast we cover: The Friday Roundup and the episode Part 2 of our discussion with JL Collins from The Simple Path to Wealth and JLCollinsNH What do you do when there’s a large crash in the stock market? Big takeaway from Jim’s episode You … Read more

034 | The Stock Series Part 2 | JL Collins

034 | The Stock Series Part 2 | JL Collins

This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds. In Today’s Podcast we cover: Part 2 of the Stock Series conversation with Jim Collins If you have not yet listened to … Read more

033R | The Friday Roundup

033R | The Friday Roundup

In today’s Friday Roundup we go in-depth on Episode 33 with Dominick Quartuccio including thoughts on self-improvement, meditation and a challenge from Brad. Frugal wins of the week plus three voicemails from the community. In Today’s Podcast we cover: Unpacking Episode 33 with Dominick Quartuccio and our takeaways from the episode Intentionality allows you to purchase your freedom, and we want to expand that intentionality beyond just personal finance Our … Read more

033 | Design Your Future | Dominick Quartuccio

033 | Design Your Future | Dominick Quartuccio

In today’s podcast we speak with Dominick Quartuccio from DominickQ.com and the author of the book Design Your Life about disrupting your behaviors and ‘creating a future you can’t wait to live into.’ In Today’s Podcast we cover: Our guest is Dominick Quartuccio the author of Design Your Future who is here to talk about ‘designing a future you can’t wait to live into’ This is a very personal episode … Read more

032R | The Friday Roundup

032R | The Friday Roundup

In today’s Friday Roundup we discuss Episode 32 with Joel from FI 180 on the ‘Milestones of FI’, plus a life hack voicemail from Noah and Frugal Wins of the Week from our Facebook community. In Today’s Podcast we cover: The Friday Roundup after the Milestones of FI episode with Joel from FI 180 We’re having a FI get together in Richmond and hope to expand beyond Richmond The gamification … Read more

032 | The Milestones of FI

032 | The Milestones of FI

In today’s podcast we discuss the Milestones of FI with Joel from FI 180; this is a new look at the path to FI and the milestones along the way. In Today’s Podcast we cover: The ‘Milestones of FI’ with Joel from FI 180 We welcome Joel as our first repeat guest on Choose FI The Milestones of FI as a ‘master’s degree’ journey after Dave Ramsey’s baby steps Joel … Read more

031R | The Friday Roundup

031R | The Friday Roundup

In today’s Friday Roundup we discuss travel rewards, flipping holidays upside down, buying presents, the upcoming FI Documentary and much more. In Today’s Podcast we cover: Submit your applications for the contest to win a one-on-one business coaching relationship with Alan Donegan from PopUp Business School Brad’s slow travel vacation through New York State this August How we’ll publish episodes while on vacation and living a FI lifestyle Discussion of … Read more

031 | Travel Rewards What Comes After Chase | Teach Me How To Disney

031 | Travel Rewards What Comes After Chase | Teach Me How To Disney

In today’s podcast we discuss Part 2 of our Travel Rewards series including what to do after you’ve focused on Chase credit cards plus whether you should focus on one trip or a general strategy. In Today’s Podcast we cover: Part 2 of the travel rewards podcast series on where to go when you’re done with the Chase credit card options Does it make sense to go after cards for … Read more

030R | The Side Hustle “Unpacked” | Friday Roundup

030R | The Side Hustle “Unpacked” | Friday Roundup

In today’s podcast we have the biggest announcement in the history of ChooseFI thanks to Alan from PopUp Business School, so be sure to listen and get your responses in ASAP. In Today’s Podcast we cover: The Friday Roundup after Episode 30 with Alan Donegan of PopUp Business School Brad’s thoughts on not doing what everyone else is doing: July 4th, Valentine’s Day, Mother’s Day, etc. Jonathan’s wife loved the … Read more

030 | The Side Hustle | The Unspoken Lever of FI

030 | The Side Hustle | The Unspoken Lever of FI

In Today’s Podcast we cover: How Alan Donegan of PopUp Business School has turned starting businesses on its head similar to how FI has turned personal finance on its head and caused us to think differently How starting a business is truly one of the ‘pillars of Financial Independence’ Brad and Jonathan started up their own business with ChooseFI based on similar principles to what Alan is teaching You need … Read more

029R | The Friday Roundup

029R | The Friday Roundup

In today’s Friday Roundup we discuss our key takeaways from Episode 29: The Reluctant Frugalist vs. the Aspiring Minimalist, plus feedback from the audience as well as two of our in-house experts. In Today’s Podcast we cover: Friday Roundup after Episode 29 where we discussed the Reluctant Frugalist mindset versus the aspiring minimalist How Jonathan used travel rewards points to book two round-trip flights to South Africa to visit his … Read more

029 | The Aspiring Minimalist vs the Reluctant Frugalist

029 | The Aspiring Minimalist vs the Reluctant Frugalist

In today’s podcast we go through a discussion of the mindset differences between a ‘reluctant frugalist’ like Jonathan and an aspiring minimalist like Brad. In Today’s Podcast we cover: The reluctant frugalist (Jonathan) vs. the mindset of the aspiring minimalist (Brad) How both these mindsets are valid and strong approaches to the concept of Financial Independence How do you talk to your spouse or significant other about financial independence? Voicemail … Read more

028R | The Friday Roundup

028R | The Friday Roundup

In today’s Friday Roundup we discuss tax-deferred accounts, the Roth IRA conversion ladder, frugal wins of the week, an ‘expert answer’ from the Millionaire Educator as well as the Hot Seat with community member Chad! In Today’s Podcast we cover: The Friday Roundup after Episode 28 where we discussed the order of operations for savings as well as the available ‘buckets’ Brad’s discussion of his new health targets: CrossFit and … Read more

028 | Order of Operations | The Buckets | The Roth IRA

028 | Order of Operations | The Buckets | The Roth IRA

In today’s podcast we discuss the four different “buckets” available to savers plus an in-depth look at the Roth IRA and the ‘Backdoor Roth.’ In Today’s Podcast we cover: The order of operations for how you should approach the different “buckets” available to you both for retirement accounts and for your taxable savings Four basic ways for your retirement and investment funds to be taxed Best case is an account … Read more

027R | The Friday Roundup | Debunking the Value of the Mortgage Deduction

027R | The Friday Roundup | Debunking the Value of the Mortgage Deduction

In today’s podcast we highlight our takeaways from Episode 27 with Jay from Slowly Sipping Coffee, plus we discuss the ‘Mount Rushmore’ of FI and help debunk a lot of the misinformation surrounding the value of the mortgage interest deduction. In Today’s Podcast we cover: The Friday Roundup bringing in many aspects of our audience and community plus our thoughts on the Episode 27 with Jay from Slowly Sipping Coffee … Read more

027 | Slowly Sipping Coffee | FI vs Risk Tolerance

027 | Slowly Sipping Coffee | FI vs Risk Tolerance

Today we welcome Jay from Slowly Sipping Coffee to the podcast to talk about his reluctant path to FI, the amazing Mrs. SSC and a Fully Funded Lifestyle Change. In Today’s Podcast we cover: Our interview with Jay from Slowly Sipping Coffee How they came up with the name of their blog and how they’d enjoy ‘slowly sipping coffee’ in a more relaxed and free Friday morning The origin story of … Read more

026R | The Friday Roundup | Paul Case Study – Part 5 | Final

026R | The Friday Roundup | Paul Case Study – Part 5 | Final

In today’s podcast we discuss our takeaways from Episode 26 with Physician on FIRE plus some exciting developments in the Financial Independence world as well as feedback, questions and comments from the ChooseFI community. In Today’s Podcast we cover: The Friday Roundup after the Physician on FIRE interview from Episode 26 Information for the high income professionals and how it’s important to give details for that aspect of our audience … Read more

026 | Physician on FIRE | FI for Medical Professionals | Financial Freedom vs Financial Independence

026 | Physician on FIRE | FI for Medical Professionals | Financial Freedom vs Financial Independence

Today we welcome the Physician on FIRE to the podcast to talk about his path to FI as well as tips and hacks for other high income and medical professionals to get on the path to Financial Independence. In Today’s Podcast we cover: Our guest on the show today is Physician on Fire, who is here to tell us his story as well as some Financial Independence hacks for doctors … Read more

025R | Friday Roundup | Paul Case Study Part 4

025R | Friday Roundup | Paul Case Study Part 4

In today’s Friday Roundup we discuss Episode 25 with Keith from the Wealthy Accountant, Part 4 of the case study with Paul including a look at his line-by-line expenses, plus questions and feedback from the audience. In Today’s Podcast we cover: Friday Roundup after Episode 25 with Keith from The Wealthy Accountant The firehose of information that Keith unleashed was incredible! Feedback from the audience about Keith’s episode The value … Read more

025 | The Wealthy Accountant

025 | The Wealthy Accountant

In today’s podcast we have Keith from The Wealthy Accountant on the show to discuss tax optimization for individuals and small businesses with plenty of tax tips for your FI tool chest. In Today’s Podcast we cover: Keith from the Wealthy Accountant presents his tax optimization strategies for individuals and small business owners Keith is the most knowledgeable accountant we have ever met. We met him in Florida at Camp … Read more

024R | The Friday Roundup | How to Hack Your ESPP

024R | The Friday Roundup | How to Hack Your ESPP

In today’s Friday Roundup we discuss Episode 24 with Joel and Alexis from FI180 as well as some expert voicemails from Chad Carson about real estate plus Ken talking about ESPP options. In Today’s Podcast we cover: Friday Roundup after Episode 24 with Joel and Alexis from FI 180 Camp Mustache tickets for January 2018 are available for sale, so come and join us! The letter Joel wrote to his … Read more

024 | FI180 | Make a U-Turn and Choose FI

024 | FI180 | Make a U-Turn and Choose FI

Today we have Joel and Alexis from FI180.com on the podcast.  They changed their financial lives dramatically, going from spending over $100,000 per year to having an 85% savings rate and on the path to FI in just a few short years. In Today’s Podcast we cover: Joel and Alexis from FI180.com tell their story of how they went from spending over $100,000 per year to having an 85% savings … Read more

023R | Friday Roundup | Paul Case Study Part 3

023R | Friday Roundup | Paul Case Study Part 3

In today’s Friday Roundup we discuss career hacking with ESI Money, Big ERN’s analysis of Paul’s case study, plus hear our answers to an interesting question posed by audience member Jason about the value of frugality. In Today’s Podcast we cover: Friday Roundup after Episode 23 with ESI from ESI Money Looking at compound interest on the earnings side of a career instead of just on the savings side ESI … Read more

023 | Career Hacking with ESI Money

023 | Career Hacking with ESI Money

ESI from ESI Money is on the podcast today talking about Career Hacking and how you can set yourself up to earn millions more over a working career with seven simple steps. In Today’s Podcast We Cover: ESI from ESIMoney.com is here to discuss ways you can increase your earnings through Career Hacking ESI retired at 52 and reaching “financial independence” in his early 40s. He lives in Colorado, which … Read more

022R | Friday Roundup | Huge Announcement

022R | Friday Roundup | Huge Announcement

In today’s Friday Roundup we discuss the True Cost of Car Ownership, how to maximize your travel rewards points plus a big announcement on a new in-house ‘expert’ for ChooseFI! In Today’s Podcast we cover: Episode review of our podcast Episode 22 on The True Cost of Car Ownership Your best-case scenario is buying a 5 to 10 year old gas sipping car Even a low cost car is going … Read more

022 | The True Cost of Car Ownership

022 | The True Cost of Car Ownership

Do you know what your car is actually costing you each year? What about over an investing lifetime? In this episode of the ChooseFI Radio Podcast we cover the True Cost of Car Ownership and you’ll be absolutely amazed at the numbers. In Today’s Podcast we cover: ChooseFI: The Ultimate Guide to the True Cost of Car Ownership Your car payment is a terrible way to spend your hard earned … Read more

021R | Our First Ever Crowd-Sourced Case Study | Paul

021R | Our First Ever Crowd-Sourced Case Study | Paul

In today’s episode of the Friday Roundup we review our discussion of the Pillars of Financial Independence, take questions and comments from the community and go in-depth on Paul’s live case study. In Today’s Podcast we cover: Review of Episode 21, the Pillars of Financial Independence What areas of financial independence did we leave out of the episode? Might have under-discussed savings rate as a pillar of FI Choose FI … Read more