022 | The True Cost of Car Ownership

022 | The True Cost of Car Ownership

Do you know what your car is actually costing you each year? What about over an investing lifetime? In this episode of the ChooseFI Radio Podcast we cover the True Cost of Car Ownership and you’ll be absolutely amazed at the numbers.

Read more

020 | Entry Level Middle Class Lifestyle | Intro to Insurance

020 | Entry Level Middle Class Lifestyle | Intro to Insurance

The Entry Level Middle Class Lifestyle is a tool that you can use to supercharge your path to FI. Jonathan and Brad go through their expenses one line item at a time. Then they start the conversation about a FI approach to insurance, with an emphasis on life insurance

Read more

012 | Living Frugal Frugalwoods | Save 75% Of Your Take Home Pay

012 | Living Frugal Frugalwoods | Save 75% Of Your Take Home Pay

Living Frugal is a Powerful FI Tool Liz from Frugalwoods coaches us through the ultimate guide to frugal living The benefits of minimalism and living frugal Frugalwoods family saving 70%+ of their income Their conscious decision in March 2014 to pursue financial independence Entirely possible to pursue living frugal anywhere including large metro cities. In fact these cities may have built in advantages like transportation What is the difference between someone who saves … Read more

The Ultimate Costco Meal Plan | Part 2

The Ultimate Costco Meal Plan | Part 2

The Ultimate Costco Meal Plan | Part 2 In Part 2 of the Ultimate Costco Meal Plan, we outlay the staples we purchase to crush the Grocery Bill This meal plan focuses on Simplicity and Repetition. It is well suited to buying in bulk at discount prices. We tailor 80% of our meals around what we can buy in bulk at Costco and fill in the blanks with special deals on … Read more

008 | Don’t Piss Off The Accountant | Bank Fees…Why They Are Evil & How To Avoid Them

008 | Don’t Piss Off The Accountant | Bank Fees…Why They Are Evil & How To Avoid Them

In Today’s Podcast we cover: Don’t piss off the accountant: Bank Fees Americans spent $32 Billion in overdraft fees in 2016 Bank accounts and credit cards should be financial tools you use for free Overdraft fees mean you have no money and the bank is loaning you money for $35 at a time If you don’t have $1,000 in savings you have an emergency Jonathan had one overdraft in 2016 … Read more

A 2017 Analysis of the Dave Ramsey Baby Steps

A 2017 Analysis of the Dave Ramsey Baby Steps

My History With Dave Ramsey Since the 90’s The Dave Ramsey Baby Steps have been synonymous with personal finance for middle-class America. I’ve listened to many podcasts and I’ve read many blogs. Over all the years, one name stands out to me above most others and that’s Dave Ramsey.  I have been impressed by him for over 15 years.  Brad and I are a 6th or 7th generation media personalities. … Read more

007 | Congratulations America… You’re Fat & Broke

007 | Congratulations America… You’re Fat & Broke

In Today’s Podcast we cover: America’s food obsession: We’re fat and broke How Brad’s family saves money on food Being smart with ingredients. Buy in season How often does Brad’s family go out to eat? Go out for lunch instead of dinner Emergency meals in extra freezer Being efficient shopping at one store. Cut down on business Plan out the 2-3 meals you want to cook for the week Index … Read more

005 | Why Everyone Needs Dave Ramsey and Why You Should Ignore Him

005 | Why Everyone Needs Dave Ramsey and Why You Should Ignore Him

In Today’s Podcast we cover: Dave Ramsey and Jonathan’s history following him Dave’s unyielding stance on debt: don’t do it Review and evaluate Dave’s teaching philosophies Baby Step 1: Get an emergency fund of $1,000 Baby Step 2: Pay off all your debt except for your mortgage Explanation of the Debt Snowball Our hybrid approach to the Debt Snowball vs. Debt Avalanche Advice isn’t “one size fits all.”  You need … Read more

004 | Get Off The Hamster Wheel Pay Off $168K

004 | Get Off The Hamster Wheel Pay Off $168K

In Today’s Podcast we cover: Interviewing Jonathan to hear his story August 2013 Jonathan graduated from Pharmacy School with $168,000 student loan debt How did he get to that point? ‘Followed the rules’ to get his pharmacy degree but came out owing $1,000 per month in interest You don’t have as much money as you think: the impact of taxes How many years of work he gave up to pursue … Read more

Early Retirement: 20 Must Read Websites To Retire In 5 Years

Early Retirement: 20 Must Read Websites To Retire In 5 Years

Interested in Early Retirement

Early Retirement should be attainable for everyone. Do you want to be financially independent in 5 years. Not sure where to start? These 20 websites will give you all the information you need. for free. This is a living list and will be subject to change as the quality of content available continues to grow.

Read more